Your finances.
Under control.
Track expenses across accounts, manage budgets with smart insights, invest in crypto, and reach your goals. One app for everything.
Requires iOS 18 or later
How it works
Three simple steps to take control of your money.
Sign up in seconds
Create an account with email or sign in with Apple. No credit card required. Your data is encrypted and stays private.
Add your accounts
Create accounts for cash, bank, cards, or crypto. Add transactions manually or scan receipts. Syncs across your iPhone.
Track and grow
See spending by category, set budgets, track loans and deposits. Get insights and reminders. Works offline—add transactions anywhere.
Everything you need
One app to track, plan, and grow your finances. Powerful tools with simple, transparent pricing.
Multi-account tracking
Create unlimited accounts—cash, bank, cards, crypto. See all balances, transfers, and spending in one dashboard. Categorize transactions and add tags.
Smart insights & analytics
Charts by category, time period, and account. AI-powered insights help you understand spending patterns. Export to Excel for deeper analysis.
Plans, loans & deposits
Set budget plans with expenses. Track loans and savings deposits. Recurring transactions and bill reminders keep you on top of payments.
Crypto & exchange rates
Track crypto holdings with live quotes. View exchange rates for 150+ currencies. One app for traditional and digital assets.
Receipts & barcode scan
Attach receipts to transactions. Scan barcodes for quick entry. Works offline—data syncs when you're back online.
Offline first
Add and edit transactions without internet. Changes queue and sync automatically. Never lose data when traveling or in low-signal areas.
Secure & private
Passcode lock and Face ID. Biometric auth for quick access. Your data is encrypted. We don't sell or share your information.
Reminders & notifications
Bill reminders, custom notifications, and push alerts. Stay on top of due dates and important financial events.
Gamification & spaces
Achievements and streaks keep you motivated. Create shared spaces with family or friends. Leaderboards for friendly competition.
Built for how you live
Whether you freelance, share finances, invest in crypto, or travel—CostCalculator adapts to you.
For freelancers
Track income from multiple clients, separate business and personal expenses, and stay on top of invoices and taxes.
For families
Create shared spaces to manage household budgets together. Split expenses, track groceries, and plan for goals as a team.
For crypto holders
Track crypto alongside traditional accounts. Live quotes, multiple wallets, and one dashboard for all your assets.
For travelers
Works offline—log expenses on the go. Multi-currency support and exchange rates keep you accurate wherever you are.
Supported platforms
One app for all your assets—traditional and digital.
150+ currencies
Track exchange rates for major and exotic currencies. Always up to date.
Crypto support
Add Bitcoin, Ethereum, and other crypto holdings with live quotes.
Multi-language
Available in English, Georgian, and Russian. More languages coming soon.
iPhone · iOS 18+
Built for iPhone. Native performance and design. Android coming soon.
Why CostCalculator?
We built the app we wanted to use—simple, powerful, and respectful of your privacy.
iOS only
Built exclusively for iPhone. Native performance, gestures, and design. No iPad, Android or web—we focus on one device done right.
Available in 3 languages
Available in English, Georgian, and Russian. More languages on the way. Your money, your language.
Full data ownership
Export your data anytime. Delete your account and all data with one tap. We never sell or share your information.
What's included
- Unlimited accounts and transactions
- Categories, tags, and custom templates
- Loans, deposits, and recurring payments
- Crypto tracking and live exchange rates
- Receipt photos and barcode scanning
- Offline support with automatic sync
- Passcode, Face ID, and biometric lock
- Excel export and backup
Security & privacy
Your financial data deserves the highest protection. We take that seriously.
Encrypted & secure
Your data is encrypted at rest and in transit. We use industry-standard security practices to keep your financial information safe.
Passcode & Face ID
Protect access with passcode or biometrics. Your app stays locked when you're not using it—no one else can see your finances.
Export or delete anytime
Export your data to Excel anytime. Delete your account and all data with one tap. We never sell, share, or monetize your information.
No ads, no tracking
We don't track you across the web or sell your data to advertisers. Your financial life stays private.
Debt Tracking Made Simple: Stay on Top of Loans and Credit Cards
Managing debt can feel overwhelming, especially when you’re juggling multiple loans, credit cards, and payment schedules. Without a clear system, it’s easy to miss due dates, lose track of balances, or pay more interest than necessary. The good news is that with the right approach, tracking your debt can become simple, organized, and even motivating.
Read moreFinancial Checkups: How Often Should You Review Your Money?
Managing your finances isn’t just about budgeting or tracking expenses—it’s about regularly reviewing your money to make sure your plans align with your goals. Financial checkups help you spot issues early, adjust your budget, and ensure you’re saving effectively. But how often should you actually review your finances? Let’s break it down.
Read moreHow to Analyze Your Spending and Identify Money Leaks
Tracking your money is one thing, but understanding where it goes and why is what truly helps you save and stay on top of your finances. Many people unknowingly lose hundreds of dollars each month to small, recurring expenses, subscriptions, or inefficient spending habits. This guide will show you how to analyze your spending effectively and identify the “money leaks” in your budget.
Read moreHow to Manage Multiple Bank Accounts Without Losing Track
Managing multiple bank accounts can be overwhelming. Between checking, savings, credit cards, and digital wallets, it’s easy to lose track of balances, payments, and spending habits. But staying organized is essential for budgeting, saving, and avoiding unnecessary fees. In this guide, we’ll show you practical strategies to manage all your accounts efficiently.
Read moreAutomatic Savings: How to Save Without Thinking About It
Saving money can feel like a chore, especially when bills, rent, and daily expenses compete for every dollar. But what if saving didn’t require constant effort or willpower? That’s where automatic savings comes in. By setting up systems that work for you, you can grow your savings effortlessly—without thinking about it.
Read moreHow to Build a 6-Month Emergency Fund Faster
A 6-month emergency fund is one of the most important pillars of financial security. It gives you peace of mind, protects against unexpected expenses, and prevents debt when life throws curveballs. But saving six months’ worth of expenses can feel overwhelming. The good news? With the right strategy, you can build it faster than you think.
Read moreLoved by focus groups
See what people are saying about CostCalculator.
“Finally an app that lets me track everything in one place. The offline support is a game-changer when I travel.”
Alex
Freelance designer
“We use the shared space for our household budget. So much easier than spreadsheets—and it works on our phones.”
Maria
Parent of two
“I track my crypto and bank accounts together. The exchange rates are always up to date. Exactly what I needed.”
David
Crypto enthusiast
CostCalculator offers a free tier with core features. We may introduce optional subscriptions or ads in the future to support development. Any changes will be communicated clearly—we're committed to transparent pricing.
Absolutely. Your data is encrypted and stored securely. We never sell or share your information. You can export your data anytime or delete your account and all data with one tap. The app supports passcode lock and Face ID for extra protection.
Yes. CostCalculator is offline-first. You can add and edit transactions without internet. Changes queue locally and sync automatically when you're back online. Your data is never lost.
You can track any currency—we support 150+ exchange rates. For crypto, you can add holdings and see live quotes. All traditional and digital assets are managed in one place.
CostCalculator is built exclusively for iPhone (iOS 18+). We focus on one platform to deliver the best experience. Android and iPad versions may be considered in the future.
You can export your transactions to Excel from within the app. Your data stays yours—export anytime for backup or analysis.
iOS only · App Store
Ready to take control?
Join thousands who manage their money smarter. Free to start. Simple, transparent pricing.
Get CostCalculator for iOSiPhone · iOS 18+